Once these are complete to our satisfaction, you can choose and agree your switch date. first direct has to carry out 'know your customer' security checks as part of our account opening process. Just make sure you allow seven working days for the switch to take place and that your chosen date isn't a Saturday, Sunday or Bank Holiday.Īre account opening and account switching all part of the same process?Īccount opening and account switching are separate processes. Yes, you can choose and agree a switch date with us. It is not possible to use the service to switch a joint account to a sole account. Yes, as long as both parties agree to the switch and you are switching to another joint account. Yes, all banks and building societies that display the Current Account Switch Guarantee Trustmark will follow the same switching process and must offer the same guarantees. See all UK participating banks and building societies Opens an overlay
Is the Current Account Switch Guarantee the same for all banks? If you do not come to an agreement with us, you must make separate arrangements to repay your existing overdraft before you switch. Alternatively, we may be able to provide facilities to help you pay off any existing overdraft you may have, subject to our normal lending criteria. You will need to agree any overdraft facilities you require with us. Can I switch my current account if I am overdrawn?
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